Make an informed decision when choosing a health plan. Know the difference between a traditional health plan and a high deductible health plan.

Transcript: https://uhc.care/ql3g2

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#YantraSalon brings you Safe, Innovative and the most Hygienic experience for your Hair & Beauty services at the most affordable prices.

Yantra’s servicing team is extensively trained to deal with this #NewNormal and are certified by the reputable Beauty & Wellness Sector Skill Council on Safety, Health & Hygiene norms.
By using Deep Sanitization methods, disposable tools, single use service kits per client, social distancing across the 9000sqft spread out salon, best in industry safety measures & most premium luxury brands, team Yantra is ready to serve you once again!

Thank to our client for believing in us from past 29 years.!

For appointments please call:
Akhaliya Branch: 9899095274
Shastri Nagar Branch: 9829026107

Follow us on Instagram: @yantrasalon for all updates.

Yantra Salon N Spa

#safetywithyantra .
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#postlockdown #yantrasalon #staysafe #hope #love #humanity #certified #guidelines #yoursafetyismysafety #safetyfirst #salonnearme #covid19 #salonhygiene #wecare #jodhpur #rajasthan #safeworld #thankyou #thankyougod #loveyou #postivevibes #haircut #wax #waxing #facial #saloninjodhpur #newnormal #hairgoals #skintreatment
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The Fern Residency Jodhpur

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Millions of Americans have no health insurance and live in fear that one illness could bankrupt them. Even though the U.S. spends far more on health care than other wealthy nations, Americans die of preventable diseases at greater rates. The PBS NewsHour special, “Critical Care: America vs the World,” examines how four other nations achieve universal care for less money, with better outcomes.

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Have you ever thought about how important vision is?

Your eyes are your window to the world.
They may provide just one of five senses, but your eyes are responsible for receiving most of the sensations from the world around you, like the smile of your best friend or the party you will never forget.

Nowadays more and more people spend several hours every day in front of computers, smartphones, TV etc. which can tire your eyes. This results in physical fatigue and decreased productivity. Furthermore, as we age we may experience vision-related problems, such as dry eyes or difficulty in seeing in poor lighting conditions.
Make sure you see everything that’s important to you.

Try NUTRILITE™ Bilberry with Lutein, a special combination of bilberry, lutein and vitamin A to help support healthy eyes at any age.

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A majority of the ingredients used to make the drugs commonly taken by Americans come from China. As tensions grow between the U.S. and China, authorities are concerned that China could threaten American health and security by contaminating or cutting back on antibiotics sent to the United States, an NBC News investigation found.
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Growing Concerns Over China’s Control Of American Drug Supply | NBC Nightly News
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Employers provide a variety of health care and medical benefits, usually through insurance coverage. Employees often consider health plans to be one of the most important benefits that companies offer.

For several decades, the costs associated with health care coverage have increased considerably in the United States. This raises a number of concerns for both employers and employees because they have to pay for this coverage.

Landmark legislation enacted in 2010 changed health care in the United States, making insurance available to an additional 32 million people. Provisions of the Patient Protection and Affordable Care Act (PPACA) were phased in over several years, culminating in universal coverage in 2014. The PPACA includes many important provisions intended to provide affordable health care for all citizens. To achieve this goal, enrollment in health coverage is now mandated for every citizen.

Employers offering health care benefits are taking a number of approaches to control and reduce their costs. The most frequently used strategies include the following – Increasing deductibles and copayments, Instituting high-deductible plans, Increasing employee contribution, Limiting family coverage, Switching to consumer-driven health plans and Increasing health preventive and wellness efforts.

Some companies have started to offer a variety of innovative health care programs that provide better services to employees. These policies have enabled companies to encourage workers to focus more on health care matters and to participate in corporate programs. Employees are also more educated about health care issues and the available opportunities provided by their employers.
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When I consider purchasing an individual health insurance plan for myself or my family, do I have any financial obligations beyond the monthly premium and annual deductible?

Answers: It depends on the plan, but some plans have the following cost-sharing elements that you should be aware of.

Co-Payments: Some plans include a co-payment, which is typically a specific flat fee you pay for each medical service, such as for an office visit. After the co-payment is made, the insurance company typically pays the remainder of the covered medical charges.

Deductibles: Some plans include a deductible, which typically refers to the amount of money you must pay each year before your health insurance plan starts to pay for covered medical expenses.

Coinsurance: Some plans include coinsurance. Coinsurance is a cost sharing requirement that makes you responsible for paying a certain percentage of any costs. The insurance company pays the remaining percentage of the covered medical expenses after your insurance deductible is met.

Out-of-pocket limit: Some plans include an out-of-pocket limit. Typically, the out-of-pocket limit is the maximum amount you will pay out of your own pocket for covered medical expenses in a given year. The out-of-pocket limit typically includes deductibles and coinsurance. But, out-of-pocket limits don’t typically apply to co-payments.

Lifetime maximum: Most plans include a lifetime maximum. Typically the lifetime maximum is the amount your insurance plan will pay for covered medical expenses in the course of your lifetime.

Exclusions & Limitations: Most health insurance carriers disclose exclusions & limitations of their plans. It is always a good idea to know what benefits are limited and which services are excluded on your plan. You will be obligated to pay for 100% of services that are excluded on your policy.

Beginning September 23, 2010, the Patient Protection and Affordable Care Act (health care reform) begins to phase out annual dollar limits. Starting on September 23, 2012, annual limits on health insurance plans must be at least million. By 2014 no new health insurance plan will be permitted to have an annual dollar limit on most covered benefits.

Some health insurance plans purchased before March 23, 2010 have what is called “grandfathered status.” Health Insurance Plans with Grandfathered status are exempt from several changes required by health care reform including this phase out of annual limits on health coverage.

If you purchased your health insurance policy after March 23, 2010 and you’re due for a routine preventive care screening like a mammogram or colonoscopy, you may be able to receive that preventive care screening without making a co-payment. You can talk to your insurer or your licensed eHealthInsurance agent if you need help determining whether or not you qualify for a screening without a co-payment.

There are five important changes that occurred with individual and family health insurance policies on September 23, 2010.

Those changes are:
1. Added protection from rate increases: Insurance companies will need to publically disclose any rate increases and provide justification before raising your monthly premiums.
2. Added protection from having insurance canceled: An insurance company cannot cancel your policy except in cases of intentional misrepresentations or fraud.
3. Coverage for preventive care: Certain recommended preventive services, immunizations, and screenings will be covered with no cost sharing requirement.
4. No lifetime maximums on health coverage: No lifetime limits on the dollar value of those health benefits deemed to be essential by the Department of Health and Human Services.
5. No pre-existing condition exclusions for children: If you have children under the age of 19 with pre-existing medical conditions, their application for health insurance cannot be declined due to a pre-existing medical condition. In some states a child may need to wait for the state’s open-enrollment period before their application will be approved.

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Nesrine Afif Rizk and Elie Ballan, Lebanon.

Together we can help get to the #HeartofStigma. Watch and share the stories of the 2018 Me and My Healthcare Provider Champions who are doing the right thing by delivering quality HIV prevention, treatment and care services to key populations, often in the face of discriminatory laws, traditions and belief systems. 

Learn more and get involved at www.iasociety.org/mmhcp.
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“Pharmaceutical bro” Martin Shkreli isn’t the only one hiking prescription drug prices to make a profit. It’s common practice in the pharmaceutical industry — and they’re bleeding us dry.

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Lissa Rankin, MD is a physician and New York Times bestselling author of “Mind Over Medicine: Scientific Proof That You Can Heal Yourself”, and the founder of Dr. Lissa Rankin’s Whole Health Medicine Institute training program for physicians and other health care providers. She was featured on the public television special Heal Yourself: Mind Over Medicine, and will soon appear in a documentary film about her work. Dr. Rankin is on a grassroots mission to heal healthcare by repairing the doctor-patient relationship, while empowering both patients and health care providers to marry the best of Western medicine with mind-body approaches scientifically proven to activate the body’s natural self-repair mechanisms. Join the revolution at HealHealthCareNow.com and follow Dr. Rankin on her blog at LissaRankin.com or on Facebook.

In the spirit of ideas worth spreading, TEDx is a program of local, self-organized events that bring people together to share a TED-like experience. At a TEDx event, TEDTalks video and live speakers combine to spark deep discussion and connection in a small group. These local, self-organized events are branded TEDx, where x = independently organized TED event. The TED Conference provides general guidance for the TEDx program, but individual TEDx events are self-organized.* (*Subject to certain rules and regulations)
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Films on water quality

“Surface Waters – places of invisible pollution”: Pharmaceuticals are a special class of micro-pollutants – when present at low concentrations they can be potent pollutants in the environment. Humans are using increasing amounts of drugs and many of them are excreted and pass waste treatment systems unchanged to end up in surface waters. In the laboratory zebrafish are being used to investigate the effects of individual pharmaceuticals and to assess the risks of their release into the environment. Mixtures of pollutants may even have different effects, therefore cocktails of pharmaceuticals, and/or other chemicals are tested on aquatic biofilm communities to measure toxicity or study changes in these micro ecosystems. Another problem is posed by improper use of antibiotics, their discards and subsequent release into sewage systems. The development of drug resistant bacteria, pose a serious risk to human health.

– See more at: http://www.eusem.com/main/CE/SIP_C3edu2013
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Our bodies don’t absorb all the pharmaceutical drugs we take. Much of them pass through our systems into urine and then end up in wastewater treatment plants. Researchers at Michigan Engineering are working to detect those pharmaceuticals and test approaches to remove them. Nancy Love, a professor of civil and environmental engineering, discusses what we know and what we don’t know about this issue. She discusses her relevant research and gives advice on how consumers can best filter pharmaceuticals out at the tap.

About the Professor: Nancy Love (http://cee.engin.umich.edu/Nancy_Love) is a professor of Civil and Environmental Engineering (http://cee.engin.umich.edu/) at the University of Michigan College of Engineering (http://www.engin.umich.edu/). Her research interests include environmental biotechnology and water quality with an emphasis on engineered treatment systems.

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Prof. Jan Rosier, Programme Leader Diploma in Strategic Growth (Biotech & Pharma) discusses the key strategic drivers in the Biotech & Pharma Industry; what is specific about a leadership position in a Biotech & Pharma organisation and what are the requirements.

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