Millions of Americans have no health insurance and live in fear that one illness could bankrupt them. Even though the U.S. spends far more on health care than other wealthy nations, Americans die of preventable diseases at greater rates. The PBS NewsHour special, “Critical Care: America vs the World,” examines how four other nations achieve universal care for less money, with better outcomes.
Stream your PBS favorites with the PBS app: https://to.pbs.org/2Jb8twG
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Employers provide a variety of health care and medical benefits, usually through insurance coverage. Employees often consider health plans to be one of the most important benefits that companies offer.
For several decades, the costs associated with health care coverage have increased considerably in the United States. This raises a number of concerns for both employers and employees because they have to pay for this coverage.
Landmark legislation enacted in 2010 changed health care in the United States, making insurance available to an additional 32 million people. Provisions of the Patient Protection and Affordable Care Act (PPACA) were phased in over several years, culminating in universal coverage in 2014. The PPACA includes many important provisions intended to provide affordable health care for all citizens. To achieve this goal, enrollment in health coverage is now mandated for every citizen.
Employers offering health care benefits are taking a number of approaches to control and reduce their costs. The most frequently used strategies include the following – Increasing deductibles and copayments, Instituting high-deductible plans, Increasing employee contribution, Limiting family coverage, Switching to consumer-driven health plans and Increasing health preventive and wellness efforts.
Some companies have started to offer a variety of innovative health care programs that provide better services to employees. These policies have enabled companies to encourage workers to focus more on health care matters and to participate in corporate programs. Employees are also more educated about health care issues and the available opportunities provided by their employers. Video Rating: / 5
When I consider purchasing an individual health insurance plan for myself or my family, do I have any financial obligations beyond the monthly premium and annual deductible?
Answers: It depends on the plan, but some plans have the following cost-sharing elements that you should be aware of.
Co-Payments: Some plans include a co-payment, which is typically a specific flat fee you pay for each medical service, such as for an office visit. After the co-payment is made, the insurance company typically pays the remainder of the covered medical charges.
Deductibles: Some plans include a deductible, which typically refers to the amount of money you must pay each year before your health insurance plan starts to pay for covered medical expenses.
Coinsurance: Some plans include coinsurance. Coinsurance is a cost sharing requirement that makes you responsible for paying a certain percentage of any costs. The insurance company pays the remaining percentage of the covered medical expenses after your insurance deductible is met.
Out-of-pocket limit: Some plans include an out-of-pocket limit. Typically, the out-of-pocket limit is the maximum amount you will pay out of your own pocket for covered medical expenses in a given year. The out-of-pocket limit typically includes deductibles and coinsurance. But, out-of-pocket limits don’t typically apply to co-payments.
Lifetime maximum: Most plans include a lifetime maximum. Typically the lifetime maximum is the amount your insurance plan will pay for covered medical expenses in the course of your lifetime.
Exclusions & Limitations: Most health insurance carriers disclose exclusions & limitations of their plans. It is always a good idea to know what benefits are limited and which services are excluded on your plan. You will be obligated to pay for 100% of services that are excluded on your policy.
Beginning September 23, 2010, the Patient Protection and Affordable Care Act (health care reform) begins to phase out annual dollar limits. Starting on September 23, 2012, annual limits on health insurance plans must be at least million. By 2014 no new health insurance plan will be permitted to have an annual dollar limit on most covered benefits.
Some health insurance plans purchased before March 23, 2010 have what is called “grandfathered status.” Health Insurance Plans with Grandfathered status are exempt from several changes required by health care reform including this phase out of annual limits on health coverage.
If you purchased your health insurance policy after March 23, 2010 and you’re due for a routine preventive care screening like a mammogram or colonoscopy, you may be able to receive that preventive care screening without making a co-payment. You can talk to your insurer or your licensed eHealthInsurance agent if you need help determining whether or not you qualify for a screening without a co-payment.
There are five important changes that occurred with individual and family health insurance policies on September 23, 2010.
Those changes are:
1. Added protection from rate increases: Insurance companies will need to publically disclose any rate increases and provide justification before raising your monthly premiums.
2. Added protection from having insurance canceled: An insurance company cannot cancel your policy except in cases of intentional misrepresentations or fraud.
3. Coverage for preventive care: Certain recommended preventive services, immunizations, and screenings will be covered with no cost sharing requirement.
4. No lifetime maximums on health coverage: No lifetime limits on the dollar value of those health benefits deemed to be essential by the Department of Health and Human Services.
5. No pre-existing condition exclusions for children: If you have children under the age of 19 with pre-existing medical conditions, their application for health insurance cannot be declined due to a pre-existing medical condition. In some states a child may need to wait for the state’s open-enrollment period before their application will be approved.
The Social Determinants of Health are the conditions in which people are born, grow, live and age. They have a large influence on our health. It also determines health inequities, which is the unfair and avoidable health difference between different groups of people In this video we take a look at the social determinants of health..what they are, how it impacts health and a useful framework to understand it.
This video was created by Ranil Appuhamy
Voiceover – James Clark
For more information have a look at these resources:
http://www.who.int/social_determinants/en/
http://www.who.int/social_determinants/thecommission/en/
https://www.cdc.gov/socialdeterminants/
http://www.ucl.ac.uk/whitehallII
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Disclaimer:
These videos are provided for educational purposes only. Users should not rely solely on the information contained within these videos and is not intended to be a substitute for advice from other relevant sources. The author/s do not warrant or represent that the information contained in the videos are accurate, current or complete and do not accept any legal liability or responsibility for any loss, damages, costs or expenses incurred by the use of, or reliance on, or interpretation of, the information contained in the videos.
This video is a 4-minute summary of the Determinants of Health! Determinants are factors that can influence a person’s health. While the focus of health interventions has typically been, who people are and what they do, the conditions in which they are born, grow, live, work and age are critically important in determining the health of individuals and communities.
Created by Dr Ranil Appuhamy
Voice over by James Clark
References/Further reading:
1. WHO definition of Health: https://www.who.int/about/who-we-are/constitution
2. WHO Social Determinants of Health: https://www.who.int/social_determinants/en/
3. Australia’s Health: https://www.aihw.gov.au/reports/australias-health/australias-health-2018/contents/table-of-contents
4. WHO: Country Statistics: https://www.who.int/countries/sle/en/
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Disclaimer: These videos are provided for educational purposes only. Users should not rely solely on the information contained within these videos and is not intended to be a substitute for advice from other relevant sources. The author/s do not warrant or represent that the information contained in the videos are accurate, current or complete and do not accept any legal liability or responsibility for any loss, damages, costs or expenses incurred by the use of, or reliance on, or interpretation of, the information contained in the videos. Video Rating: / 5
Two employees in Cardinal Health’s pharmaceutical warehouse talk about the emphasis on training, quality and safety, as well as the company’s stability and focus on customer satisfaction. Video Rating: / 5
——-: Topic :—–
pharma company me job kaise paye
how to find you pharma industry job
Job in pharmaceuticals industry
Disclaimer:- इस वीडियो के माध्यम से जो भी जानकारी आप लोगों के साथ share किया जा रही है! यह Total online &offline और एक अनुमानित जानकारी है इसे पूरी तरह से सत्य नहीं समझो है, अगर इसमें किसी प्रकार का त्रुटि पाई जाती है तो इसका जिम्मेदार चैनल नहीं होगा!
__________________________________________
A How-to Hand Hygiene Video for Health Care Workers.
Germ Smart is a Saskatoon Health Region handwashing program. As much as 80% of germs can be spread by hands and contaminated surfaces. Handwashing is critical in preventing illness. Prevent the spread of germs in your facility. Visit http://www.germsmart.ca to access teaching resources, posters and more!
Be Germ Smart – Clean Hands Stop Germs. Video Rating: / 5
This talk was given at a local TEDx event, produced independently of the TED Conferences. How will healthcare change in the future? Dr. Stephen Klasko shares his insights on healthcare reform in this informative talk cleverly staged in the year 2020. As the President and CEO of Thomas Jefferson University and its affiliated Hospital, Dr. Klasko manages enormous change – both in health care and in the business of running a major college and hospital. His work focuses on merging the two, finding ways to expand medicine into the community in innovative ways.
Dr. Stephen Klasko is the President and CEO of Thomas Jefferson University and Jefferson Health System. Jefferson is the largest freestanding academic medical center in Philadelphia, with over 12,000 employees and 3,700 students.
About TEDx, x = independently organized event In the spirit of ideas worth spreading, TEDx is a program of local, self-organized events that bring people together to share a TED-like experience. At a TEDx event, TEDTalks video and live speakers combine to spark deep discussion and connection in a small group. These local, self-organized events are branded TEDx, where x = independently organized TED event. The TED Conference provides general guidance for the TEDx program, but individual TEDx events are self-organized.* (*Subject to certain rules and regulations) Video Rating: / 5
The Republican health care bill could leave many Americans without affordable coverage. Last Week Tonight’s catheter cowboy returns to morning cable news to explain that to Donald Trump.
Connect with Last Week Tonight online…
Subscribe to the Last Week Tonight YouTube channel for more almost news as it almost happens: www.youtube.com/user/LastWeekTonight
Find Last Week Tonight on Facebook like your mom would:
http://Facebook.com/LastWeekTonight
You probably know a couple who both work full time to support their children, but even with their dual incomes, they’re finding it more and more difficult to afford health insurance. Everyday incidents like sports injuries, asthma, and blood pressure, combined with their anxiety over rising premiums, are turning their American dream into sleepless nights. Why can’t people catch a break? It wasn’t always this way!
Check out the transcript of this episode aind out more about how we got here at FEE: https://fee.org/articles/health-care-is-a-mess-but-why/
And download FEE’s new Essential Guide to Health Care Reform: http://hubs.ly/H087jP20
________________
Written by Seamus Coughlin & Sean Malone
Animated by Seamus Coughlin
Special thanks to Michael Cannon. Video Rating: / 5
Welcome
Language for Health aims to develop, integrate, and promote Hindi-Urdu language learning specifically for the healthcare profession. This site provides resources and opportunities to develop communication skills in Hindi-Urdu as it is currently used in the context of healthcare and medicine. Simultaneously, we aim to expand the training of overall language skills at the advanced level in a comprehensive and innovative manner. We have designed and developed a package of educational materials with training and pedagogical guidelines for students entering the field of medicine, as well as for established medical professionals. The learning units presented here are designed with the goal of practicing language at the Advanced and Superior levels.
वाले मसाले, अनाजों तथा अन्य सामग्री का भंडारण भी सही तरीके से करें तथा एक्सपायरी डेट वाली वस्तुओं पर तारीख देखने का ध्यान रखें।
* बहुत ज्यादा तेल, मसालों से बने, बैक्ड तथा गरिष्ठ भोजन का उपयोग न करें। खाने को सही तापमान पर पकाएं और ज्यादा पकाकर सब्जियों आदि के पौष्टिक तत्व नष्ट न करें। साथ ही ओवन का प्रयोग करते समय तापमान का खास ध्यान रखें। भोज्य पदार्थों को हमेशा ढंककर रखें और ताजा भोजन खाएं।
* खाने में सलाद, दही, दूध, दलिया, हरी सब्जियों, साबुत दाल-अनाज आदि का प्रयोग अवश्य करें। कोशिश करें कि आपकी प्लेट में ‘वैरायटी ऑफ फूड’ शामिल हो। खाना पकाने तथा पीने के लिए साफ पानी का उपयोग करें। सब्जियों तथा फलों को अच्छी तरह धोकर प्रयोग में लाएं।
* खाना पकाने के लिए अनसैचुरेटेड वेजिटेबल ऑइल (जैसे सोयाबीन, सनफ्लॉवर, मक्का या ऑलिव ऑइल) के प्रयोग को प्राथमिकता दें। खाने में शकर तथा नमक दोनों की मात्रा का प्रयोग कम से कम करें। जंकफूड, सॉफ्ट ड्रिंक तथा आर्टिफिशियल शकर से बने ज्यूस आदि का उपयोग न करें। कोशिश करें कि रात का खाना आठ बजे तक हो और यह भोजन हल्का-फुल्का हो।
* अपने विश्राम करने या सोने के कमरे को साफ-सुथरा, हवादार और खुला-खुला रखें। चादरें, तकियों के गिलाफ तथा पर्दों को बदलती रहें तथा मैट्रेस या गद्दों को भी समय-समय पर धूप दिखाकर झटकारें।
* मेडिटेशन, योगा या ध्यान का प्रयोग एकाग्रता बढ़ाने तथा तनाव से दूर रहने के लिए करें।
सम्बंधित जानकारी
ठंडे मौसम का गर्म फैशन
लक्ष्य पूरा होने में अभी समय
ठंड आते ही गराडू की माँग बढ़ी
नहीं चमकी ठंड
लुढ़कने के बजाय बढ़ रहा है तापमान Video Rating: / 5
If you get sick or suffer a serious injury, you not only want medical care, you want quality medical care. What’s the best way to get it? Through a government-run program like Medicare for All or through our current free market system? Stanford policy expert Lanhee Chen has the answer in this video from Prager University. Get informed. After all, this is your health we’re talking about.
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Script:
It’s very easy for a politician to stand up before voters and say, “Health care is a right,” and then passionately advocate for “single-payer” or “free health care” or “Medicare for All”—whatever term they might use.
But before we consider the merits of the government managing your health care—and that’s what this all boils down to—maybe we should ask a more basic question:
What do we mean by “health care”?
Because if you get sick—and here, we’re talking major illness—or you’re in serious pain, you don’t just want health care; you want quality health care.
And where is your best chance of finding that?
The answer is right here in America.
For skilled doctors, cutting-edge medical treatments, and care without long delays, no other country rivals the United States. Not even close. Nobody from Texas is going to Canada for medical treatment. It’s almost always the other way around.
Sure, our health care system has lots of issues—and we should address them—but do we really want to upend all the advantages that we do have and start from scratch? Because that’s what would have to happen if we completely turn health care over to the government.
So, let’s imagine we make the change. We hear a lot about how great free health care would be, but it’s only fair we look at the downside.
The first is that government-run health care takes medical decisions away from patients—that means you—and puts them in the hands of bureaucrats. They decide, for example, how many MRI machines are going to be available, or under what conditions you can get back surgery or a bypass, or even whether you qualify for cancer treatment.
That’s how it works in the United Kingdom under its single-payer system. Because it has finite resources, the National Health Service, or NHS, sharply restricts access to treatments like hip and knee replacements, cataract surgery, and even prescription drugs to deal with common conditions like arthritis and diabetes. If you suffer from any of these ailments and many others in the UK, you may just have to live with the pain.
And let’s hope you don’t have a medical emergency.
In a January 2018 article in the New York Times, patients in emergency rooms around London are described as having “to wait 12 hours before they are tended to. Corridors are jammed with beds carrying [the] frail and elderly.” To deal with the situation, “hospitals [were] ordered to postpone non-urgent surgeries until the end of the month.” That hardly seems like an improvement over what we have in the US.
For the complete script, visit https://www.prageru.com/videos/whats-wrong-government-run-healthcare
Moderated by John Donovan of Intelligence Squared U.S., this year’s debate is: Retail Alliances – Not Washington – Will Save the U.S. Health Care System.
For the motion:
Dr. Rajaie Batniji, Co-Founder & Chief Health Officer, Collective Health
W. Gregg Slager, Senior Partner and Global Health Leader, EY
Against the motion:
Dr. Lisa Bielamowicz, Co-Founder & President, Gist Healthcare
Rosemarie Day, Founder & CEO, Day Health Strategies
Learn more about Transform: https://transformconference.mayo.edu/
Learn more about Mayo Clinic Center for Innovation: http://centerforinnovation.mayo.edu/ Video Rating: / 5
Hint: single-payer won’t fix America’s health care spending.
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Americans don’t drive up the price by consuming more health care. They don’t visit the doctor more than other developed countries:
http://international.commonwealthfund.org/stats/annual_physician_visits/
But the price we pay for that visit – for a procedure – it costs way more:
http://static1.squarespace.com/static/518a3cfee4b0a77d03a62c98/t/57d3ca9529687f1a257e9e26/1473497751062/2015+Comparative+Price+Report+09.09.16.pdf
The price you pay for the same procedure, at the same hospital, may vary enormously depending on what kind of health insurance you have in the US.
That’s because of bargaining power. Government programs, like Medicare and Medicaid, can ask for a lower price from health service providers because they have the numbers: the hospital has to comply or else risk losing the business of millions of Americans.
There are dozens of private health insurance providers in the United States and they each need to bargain for prices with hospitals and doctors. The numbers of people private insurances represent are much less than the government programs. That means a higher price when you go to the doctor or fill a prescription.
Uninsured individuals have the least bargaining power. Without any insurance, you will pay the highest price.
For more health care policy content, check out The Impact, a podcast about the human consequences of policy-making.
https://itunes.apple.com/us/podcast/the-impact/id1294325824?mt=2
Vox.com is a news website that helps you cut through the noise and understand what’s really driving the events in the headlines. Check out http://www.vox.com to get up to speed on everything from Kurdistan to the Kim Kardashian app.
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Everyone who works at the Cleveland Clinic is committed to their piece of the puzzle of quality and patient safety. Safety for patients and visitors starts when people set foot on the campus. Everyone can come up with multiple ways in which what they do impacts patients. Its not good enough to be doing well for the measure thats out there, we should be defining what a new measure is, taking the care that we give to that extra level of excellence. The standard thats out there is the low bar.
http://bit.ly/aTYBVl Video Rating: / 5
